First time buyer mortgages
Clear, patient guidance through your first mortgage application, from budgeting to completion.
Buying your first home can feel overwhelming, particularly when you are trying to understand deposits, affordability and the different types of mortgage available at the same time. We start by getting to know your circumstances and what you can comfortably afford, rather than simply looking at the maximum you could borrow.
We search a wide range of lenders on your behalf, comparing the options against your needs and explaining the differences in terms you'll actually understand. Once you've chosen a route we manage the application, keep you updated at each stage and liaise with your solicitor and estate agent to keep things moving.
We stay available throughout the process, including evenings when needed, because first mortgage applications often raise questions at times that don't fit neatly into office hours. Your home may be repossessed if you do not keep up repayments on your mortgage.