Remortgaging
A review of your mortgage well before your current deal ends, so you're never left on a lender's standard rate by accident.
Most fixed and tracker mortgage deals run for two, three or five years, after which many people find themselves moved onto their lender's standard variable rate without realising. We contact our clients well ahead of their deal ending to review their options and avoid that happening.
We look at whether staying with your current lender or switching to a new one makes more sense for your circumstances, taking into account any changes in your income, your property's value or your plans for the future. We also consider whether releasing some equity to fund home improvements or other plans is something worth exploring.
Once you've decided on a direction, we handle the application and paperwork, keeping the process as straightforward as possible. Your home may be repossessed if you do not keep up repayments on your mortgage.