Buy to let mortgages
Advice for landlords, from a first rental property to an established portfolio.
Buy to let mortgages work differently to residential ones, with lenders looking closely at likely rental income alongside your own finances. We explain how this affects what you can borrow and help you understand the criteria that different lenders apply, which can vary considerably.
For a first rental property or an addition to an existing portfolio, we take time to understand your plans, including whether you intend to manage the property yourself or through an agent and how the purchase fits with your wider finances.
We also work with landlords looking to remortgage existing rental properties, including those moving a property into a limited company structure and can point you towards a tax adviser where that decision needs specialist input. Your home may be repossessed if you do not keep up repayments on your mortgage.