Buying a property to let out is a different process to buying a home to live in yourself. Lenders assess buy to let applications partly on the likely rental income the property could achieve, alongside your own income and circumstances, so it's worth understanding this before you start searching.
Beyond the mortgage itself, becoming a landlord comes with ongoing responsibilities, including safety checks, deposit protection and decisions about whether to manage the property yourself or use a letting agent. It's worth thinking through these practicalities before committing to a purchase.
We talk through all of this with first time landlords so there are no surprises after completion and we stay available for advice as your circumstances or plans develop, whether that means adding further properties in future or reviewing your mortgage as your first deal comes to an end.