Protection and insurance
Life cover, income protection and critical illness cover, explained clearly and matched to your circumstances.
Arranging a mortgage is a good moment to think about what would happen to your repayments if your income stopped, whether through illness, injury or worse. We talk through the options honestly, without pushing cover you don't need, so you can make a decision you're comfortable with.
This can include life insurance to cover the mortgage if you died, income protection to replace part of your earnings if you couldn't work or critical illness cover that pays out on diagnosis of certain conditions. We compare providers and explain the differences in what each policy actually covers.
We also review existing protection policies when your circumstances change, such as moving home, having children or changing jobs, to check they still match your needs rather than leaving them unchecked for years at a time.