Moving to a larger home usually means taking on a bigger mortgage and it's worth reviewing your budget properly before you start looking rather than after you've fallen for a property that's a stretch. We help work out what's realistic based on your current mortgage, your income and your plans.
If you're selling your current home to buy the next one, the process involves coordinating your sale and purchase, which can add complexity to the mortgage application. We keep in contact with your solicitor and estate agent to help keep both sides of the transaction moving together.
It's also a sensible time to review any protection policies you hold, since a bigger mortgage and a growing family often mean your existing cover no longer matches your circumstances as closely as it once did.